Roth 401k After Tax Contribution Limits 2025. In 2025, the income limits that determine roth ira eligibility increased by $4,000 for single individuals and $6,000 for married couples that file jointly. Changes to 401(k) contribution limits in 2025.
This won’t lower your tax bill now, but it will provide you with income in retirement that is free from taxes. Employee contribution limits go up $500 more in 2025, to $23,500 from $23,000.